Terms of Service

You must be at least 18 years old or the age of majority in your jurisdiction to use the Services. By using the Services, you represent that you meet these requirements and have the legal capacity to enter into contracts.

• To access certain features (e.g., personalized reports, chat prompts), you must create an account by providing accurate information such as your full name, email, phone number, city, and country of residence.
• You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account. Notify us immediately of any unauthorized use.
• We reserve the right to suspend or terminate accounts for violations of these Terms.

Under500K.ai provides AI-generated real estate investment analysis for cities worldwide, focusing on properties under $500,000 USD. Services include:

• Automated daily reports on market trends, financials, risks, and expert recommendations
• City scoring and ranking system based on proprietary methodology
• Customizable alerts, interactive dashboards, and AI chat assistant (premium feature)
• AI-generated videos and social media posts for promotional content
• Freemium access: Free tier; Premium tier with unlimited reports, report selection, AI chat, and more

• Free Tier: Limited access as described on the site.
• Premium Tier: Includes enhanced features like report selection, unlimited alerts/exports, and AI chat assistant. Includes a free trial and easy cancellation.
• Business Tier: Higher-tier plans for businesses, with API access and team features (details as listed on site).

Payments are processed via Stripe or similar; you authorize recurring charges. No refunds for partial periods; cancel anytime via dashboard (effective end of billing cycle). Taxes, fees, and currency conversions are your responsibility.

You agree not to:

• Use the Services for illegal purposes or in violation of laws
• Reverse-engineer, scrape, or misuse AI agents/data (except as permitted via API for paid users)
• Post harmful, false, or infringing content
• Overload the system (e.g., excessive API calls beyond limits)
• Resell or redistribute reports/data without explicit permission (commercial use requires appropriate tier)

We may monitor usage and terminate access for violations.

• All content, AI models, reports, scores, and data generated by the Services are owned by the Company or licensors. You receive a limited, non-exclusive license for personal use.
• Proprietary elements (e.g., city scoring methodology) are protected; do not copy or derive works without consent.
• User-submitted data (e.g., prompts) grants us a license to improve Services (anonymized).

• Services may link to third-party sites/APIs. We are not responsible for their content or privacy practices.
• Affiliate links (e.g., in expert recommendations) may earn commissions; disclosures provided where required.

• No Warranties: Services are "as is." We disclaim all warranties, express or implied, including accuracy of AI-generated content or investment outcomes. Real estate involves risks; consult professionals.
• Limitation of Liability: In no event shall the Company be liable for indirect, consequential, or punitive damages (e.g., lost profits from investments). Liability limited to fees paid in the last 12 months.
• Indemnification: You agree to indemnify us against claims arising from your use or violations.

• You may cancel anytime; we may terminate for violations, with notice where possible.
• Upon termination, access ends; data may be retained per privacy policy.

• Governed by laws of Delaware, United States, without conflict principles.
• Disputes resolved via arbitration in Delaware, United States (or courts if arbitration inapplicable).

We may update Terms with 30 days' notice via email/site. Continued use accepts changes. Please review periodically.

For questions or concerns about these Terms: