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Privacy Policy

Last Updated: January 19, 2026

Under500K.ai (the "Platform"), operated by Under500K.ai (the "Company," "we," "us," or "our"), is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you access or use our website and services.

By using the Services, you consent to the practices described in this Policy. We may update this Policy from time to time. Changes will be posted here with the updated date.

1. Information We Collect

We collect information in the following ways:

  • Personal Information You Provide: When registering or using features, you may provide full name, email address, phone number, city/country of residence, payment details (processed via third-party gateways), and other data (e.g., custom prompts or preferences).
  • Automatically Collected Information: Usage data like IP address, browser type, device info, pages viewed, time spent, and interactions (e.g., report downloads). We use cookies, web beacons, and similar technologies for analytics and personalization.
  • Derived Information: AI-generated insights or aggregated data from your interactions (e.g., saved portfolios, chat history anonymized for improvements).
  • Third-Party Sources: Data from integrations (e.g., social logins via Google) or public/RAG sources for reports (non-personal).

We do not collect sensitive personal data (e.g., race, health) unless voluntarily provided.

2. How We Use Your Information

We use information to:

  • Provide and improve Services (e.g., generate reports, personalize alerts, process subscriptions)
  • Communicate with you (e.g., emails, newsletters, support)
  • Analyze usage for enhancements (e.g., AI training on anonymized data)
  • Ensure security and prevent fraud (e.g., monitor logins)
  • Comply with legal obligations and enforce Terms

We may use aggregated/anonymized data for research or marketing without identifying you.

3. Sharing Your Information

We share information only as necessary:

  • Service Providers: With vendors like payment processors, hosting, AI tools, and analytics (Google Analytics) under strict confidentiality.
  • Affiliates/Partners: For expert recommendations (tracked for commissions) or integrations (e.g., video APIs).
  • Legal Requirements: If required by law, subpoena, or to protect rights/safety.
  • Business Transfers: In mergers/acquisitions, your data may transfer (with notice).

4. Data Security

We implement reasonable measures (e.g., encryption, access controls, regular audits) to protect data. However, no system is fully secure; you use Services at your own risk.

Report security concerns to [email protected]

5. Your Rights and Choices

  • Access/Update/Delete: Request your data, corrections, or deletion via portal or email (subject to legal retention).
  • Opt-Out: Unsubscribe from marketing emails/alerts; manage cookies via browser settings.
  • GDPR/CCPA Rights: For eligible users (e.g., EU/CA residents), rights include portability, objection to processing. Contact us to exercise.
  • Do Not Track: We do not respond to DNT signals but honor opt-outs.

6. Cookies and Tracking

We use cookies for essential functions (e.g., sessions) and analytics (e.g., usage patterns). Manage preferences via site banner; third-party cookies follow their policies.

7. Children's Privacy

Services are not for children under 13 (or 16 in some jurisdictions). We do not knowingly collect their data; contact us if aware of such.

8. International Data Transfers

Data may be processed/stored in US or other countries. We ensure adequate protections (e.g., standard contractual clauses) for international transfers.

9. Data Retention

We retain data as needed for Services and legal purposes (e.g., accounts active + 1 year; logs 12 months). Anonymized data may be retained indefinitely.

10. Changes to Policy

We may update this policy with notice. We encourage you to review periodically for any changes.

11. Contact Us

For questions or requests, please contact us:

By using Under500K.ai, you acknowledge and agree to this Privacy Policy.